Term Life

Term Life (Boston Mutual)

Members can choose coverage amounts from $10,000 up to a maximum $500,000. Guaranteed coverage up to $150,000 is available in the first 180 days of SEANC membership. Dependent coverage is available for your spouse for $25,000 and children for $10,000 at a cost of only $6.75 per month.

Boston Mutual Term-life enhancements (effective September 1, 2013)

  • Bereavement counseling benefit.
  • Overall plan maximum increase for members from $300,000 to $500,000.
  • Guarantee issue limits increase for members in their initial 180 day eligibility period from:
    • $100,000 to $150,00 (under age 60)
    • $40,000 to 80,000 (age 60 -69)
    • $0 (age 70 and over)
  • Eliminate the 35% reduction at age 70. Begin age reduction with 50% at age 75. Reduction schedule will remain in-force from age 80 and over.
  • Increase to age 70 the age to port coverage.
  • Increase the Accelerated Death Benefit maximum from $200,000 to $250,000.

 
Enroll within your first 180 days of SEANC membership

Enroll after your first 180 days of SEANC membership

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Term Life Application